Best Rewards Credit Cards in the USA
Picking the right rewards card can turn your daily spending into travel, cash back, or perks you’d actually use. These days there are cards for every kind of spender—foodies, travelers, people who just want something simple. Here are some of the best rewards cards in the U.S. right now.
This card gives you 4x points at restaurants and U.S. supermarkets (up to a cap), and 3x on flights booked through AmEx Travel. It also comes with $120 in dining credit and $120 in Uber Cash each year. The annual fee is $325. It’s a solid pick if you eat out a lot or travel domestically.
A popular travel card that earns 2x points on travel and dining, and 1x on everything else. New cardholders can get a nice sign-up bonus after meeting the spend requirement. Points are worth 25% more when you redeem through Chase Ultimate Rewards.
Simple: you earn 2x miles on every purchase. No categories to track. Miles can be used for flights, hotels, or transferred to travel partners. It also covers Global Entry or TSA PreCheck. Good for people who want flexibility without the mental math.
This refreshed card earns 3x points on air travel, hotels, restaurants, supermarkets, and gas stations. You can transfer points to travel partners or use them through Citi ThankYou Rewards. It’s a strong all-around card for everyday spending and travel.
No annual fee. You get 3x points on restaurants, travel, gas stations, transit, and streaming services. A good option if you want decent rewards without paying for a premium card.
Earns 2x points on travel and dining, and 1.5x on everything else. You also get up to $100 in airline incidental credits each year. If you’re a Preferred Rewards member, you can earn bonus multipliers on top of that.
Earns 4x points on travel and gas stations, 2x on groceries and dining, and 1x on everything else. It also includes a $30 streaming credit and up to $100 toward Global Entry or TSA PreCheck.
