Best Airline Credit Cards: What’s Worth It in 2025
If you travel at all, an airline credit card can make the whole thing cheaper and less annoying. But which one is worth the annual fee? That depends on who you fly and how often. Here’s a rundown of the best options in 2025, broken down by what each does well.
Best for flexible redemption and a big bonus. This card earns Ultimate Rewards points that you can use to book travel through Chase or transfer to partners like United, Southwest, Marriott, and Hyatt. It pairs well with other Chase cards.
Best for Delta loyalists. You get priority boarding, a free first checked bag for you and up to eight companions, and MQDs that count toward elite status. If you fly Delta a few times a year, the bag fee savings alone can cover the annual fee.
Best for Southwest flyers. You get four upgraded boardings per year and a $75 annual travel credit. If you check bags with Southwest (two free already), the value is mostly in the boardings and the credit.
Best for United travelers. It offers a free checked bag, priority boarding, and two United Club passes each year. The annual fee is reasonable, and the perks add up even if you only fly United a couple of times a year.
Best for Alaska Airlines. The big draw is the annual Companion Fare: buy one ticket, get one for just the taxes and fees. If you use it once, the card pays for itself. Also includes a free checked bag.
Best for a premium airline card. You get Delta Sky Club access and a higher MQD boost toward status. The annual fee is steep, but if you value lounge access and fly Delta a lot, it can be worth it.
Best for international travel. This Chase card ties into Air Canada’s Aeroplan program, giving you a free checked bag on Air Canada, status qualification boosts, and better award availability across Star Alliance. Good if you fly internationally or live in Canada.
Best if you want to book with any airline. It earns high rewards on travel and has flexible redemption options, including transfer partners. There’s also an annual credit that helps offset the fee.
Best for JetBlue. You get a free checked bag, 50% off in-flight purchases, and a statement credit each year after you spend a certain amount. The perks are solid if JetBlue is your go-to.
